It’s tempting to splurge just before you buy a home, after all, you’ve probably got big items to buy.
Like a washer and dryer, new furniture, a lawn mower, or bedding.
Many people don’t realize until it’s too late, that in the in-home purchasing process your credit is monitored right up until the day that we sign the contract.
And think twice before switching jobs during this time. Even if you leave a job for more money or the same amount of money, it may be difficult to get pay stubs at the last minute.
So be sure to talk to your lender about any concerns you have so we don’t delay our closing or put your deposit at risk.